45 base points
+1 for picture
+4 for written biography
+3 for Addiction (1x1+2)
+1 for Compulsive Curiosity (1x1)
+1 for Discrimination (1x1)
+2 for Easily Distracted (1x1+1)
+1 for Glory Hound (1x1)
+2 for Magical Restrictions (2x1)
+1 for Marked (1x1)
+1 for Missing Limb (1x1)
+1 for Nemesis (1x1)
+1 for Phobia (1x1)
+2 for Protector (1x1+1)
+1 for Recurring Nightmares (1x1)
+1 for Sensory Impairment (1x1)
+2 for Significant Other (2x1)
+1 for talking down the police (Prey)
+1 for defeating Jenkins and the park murderer (Frail Sisters)
+10 for attendance
+7 catchup points
+2 for chapter reports
=91 total points


31 points for stats (1/3 of 91)
-1 for Body 1
-2 for Body 2
-3 for Body 3
-4 for Body 4
-1 for Mind 1
-2 for Mind 2
-3 for Mind 3
-4 for Mind 4
-1 for Soul 1
-2 for Soul 2
-3 for Soul 3
-4 for Soul 4
=1 remaining point for stats


30 points for attributes (1/3 of 91)
-2 for Appearance (2x1)
-3 for Art of Distraction (3x1)
-2 for Flunkies (1x2)
-2 for Hearty (1x2)
-4 for Highly Skilled (2x2)
-2 for Item of Power (1x2)
-4 for Magic (1x4)
-1 for Personal Gear (1x1)
-2 for Recharge (1x2)
-3 for Special Attack (1x3)
-4 for Weapon Master (2x2)
=1 remaining point for attributes


30 points for skills (1/3 of 91)
+10 for Highly Skilled
-3 for Gaming (3x1)
-1 for specialization Card Games
-4 for Melee Attack (2x2)
-1 for specialization Sword Cane
-6 for Melee Defense (3x2)
-1 for specialization Sword Cane
-6 for Performing Arts (3x2)
-2 for Persuasion (2x1)
-6 for Sleight of Hand (3x2)
-4 for specializations Card Sharking, Lock Picking, Picking Pockets, Stage Magic
-4 for Thrown Weapons (2x2)
-1 for specialization Blades
=1 remaining point for skills