45 base points
+1 for picture
+4 for written biography
+1 for Addiction (1x1)
+1 for Conditional Ownership (1x1)
+1 for Discrimination (1x1)
+2 for No Sense of Humor (2x1)
+1 for Protector (1x1)
+1 for Red Tape (1x1)
+2 for Unattractive (2x1)
+1 for Under Surveillance (1x1)
+1 for self-sacrifice against the giant spider (The House with a Clock in Its Walls)
+1 for talking her way into a job inside Monk Hall (Novus Ordo Seclorum)
+1 for leading the chess game (Stalemate)
+1 for good ideas at the museum (Gotham)
+1 for getting a lead from the bartender (Frail Sisters)
+1 for protecting Uncle Venner (Strange Aeons)
+17 for attendance
+1 catchup point
+3 for chapter reports
=87 total points


29 points for stats (1/3 of 87)
-1 for Body 1
-2 for Body 2
-3 for Body 3
-1 for Mind 1
-2 for Mind 2
-3 for Mind 3
-4 for Mind 4
-1 for Soul 1
-2 for Soul 2
-3 for Soul 3
-4 for Soul 4
=3 remaining points for stats


29 points for attributes (1/3 of 87)
-6 for Healing (2x3)
-2 for Hearty (1x2)
-10 for Highly Skilled (5x2)
-6 for Item of Power (3x2)
-4 for More Capable (2x2)
=1 remaining point for attributes


29 points for skills (1/3 of 87)
+25 for Highly Skilled
-1 for Acrobatics (1x1)
-1 for Controlled Breathing (1x1)
-1 for Foreign Culture (1x1)
-9 for Languages (3x3)
-4 for specializations Aramaic, English, Hebrew, Latin
-12 for Medical (3x4)
-1 for specialization Trauma Care
-2 for Melee Attack (1x2)
-1 for specialization Dagger
-5 for Occult (1x5)
-5 for Social Sciences (1x5)
-1 for specialization Theology
-2 for Swimming (1x2)
-1 for Unarmed Defense (1x1)
=8 remaining points for skills