2 levels, 1 point per level
not available to metamorphosis forms
This defect represents that some item of the character's actually belongs to someone else. This item must be valuable, rare, or expensive, not commonplace. The character may or may not have the permission of the actual owner, and the character often has been issued the item for a specific purpose and is only supposed to use it for that purpose (hence conditional). If the character has been issued the item and loses or breaks it, he is responsible for its repair and/or replacement. If the character has stolen the item and is found with it, it will be taken away from him, usually with criminal consequences. If multiple items are owned by other parties, add an extra 1 point to the total value of the defect for each.
Level One: The item was given with the owner's blessing, but the character must replace it if it breaks or goes missing.
Level Two: The object has been stolen, and the owner (and possibly the police) is actively trying to get it back.
Conditional Ownership is taken by this character:
Sagesse la Roque, level 1, must repay full retail cost of physician's bag if lost